Sued for Debt? What You Can Expect Next

Sheep Bell
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Sued for Debt? What You Can Expect Next

If you’ve fallen seriously behind on your debts and you haven’t been able to make a payment in months, the debtor may sell your debt to a collection agency. These agencies usually will not file a lawsuit to collect the debt, but it’s not unheard of. If it’s happening to you, you may be worried and wondering what will happen next. 

Keep reading to learn how to handle a debt collection lawsuit. Understanding the process can help take the worry out of it. 

Is the Lawsuit Valid?

Some debt collection lawsuits are valid while others are mistakes or outright fraud. Here are some of the reasons you may not be responsible for the debt.

  • Identity theft: Someone stole your identity and used your name and credit card details to make unauthorized purchases.
  • The bill was paid: It could be that you paid the bill and the creditor made a mistake. You can try looking for the receipts for the payment to prove that you paid it.
  • Mistaken signup: Someone could have signed up for something, made a mistake, and used a credit card with detail similar to yours. To determine if this is the case, you can run a credit report.
  • Expired statute of limitations: Different states have varying statutes of limitation. This is the time frame in which a claim can be filed. In most cases, it runs four to six years from the day the last debt payment was made. If your debt lawsuit is filed after that time expired, then it will be dismissed. However, you must attend the court hearing and state that the time has indeed passed.

Regardless of what the reason for the lawsuit may be, it would be best to seek confirmation. If you do not owe, then there is no need to go to court. You will most likely be able to clear it up with the debt collector directly.

If You Owe

If the stated claim is valid, then there is no need to panic. You can take these steps to handle it.

  • Respond to the lawsuit: Do not ignore the claim. Usually, the response time given is 14 to 21 days, so be sure to respond within that time frame. Failure to do so means that the claimant may file for a default judgment, and you end up losing part of your income and property.
  • Seek legal help: These matters require the help of a legal representative. Consider seeking a lawyer to assist you. The claimant will have a lawyer, and so should you.
  • Consider your defense: Just because you are sued does not mean you go ahead and accept it. You may be lucky to find out that the debtor does not have all the records for the unpaid debt. This works in your favor. In other instances, the statute law of limitation may have run out.
  • Attend the court hearing: A lawsuit means you will be required to show up in court during a particular time and date. Be sure you are there to avoid a default judgment. In the case of court proceedings, be sure to follow through. 
  • Challenge the judgment: If you owe the debt but are not in a position to pay for it, you may challenge the judgment by filing for bankruptcy. Alternatively, if you are able to settle the debt, then please do so.

How to Handle Debt Collectors

If you have a debt collector hot on your trail, to avoid further costly damages you should do the following.

Do Not Ignore Them

If the collectors are constantly bugging with calls, answer each one. Failure to do so may result in a low credit score.

Guard Your Details

Do not give the creditor the details of your personal information or anything else except the basic facts.

Settle for Negotiation

It is easier to handle the case through negotiations rather than in court. If you have this option, take advantage of it.

Gather information

Regarding the debt and creditor, have ample information. You can follow this link for more information about how to handle collections and debt collectors.

Conclusion

It is in your best interest to follow through with the lawsuit by responding, seeking legal services, and attending any hearings. You can put this debt and the lawsuit behind you, but only if you handle these proceedings correctly. 

Global Electric Vehicle Maker Announces Plans To Build US Headquarters in Charlotte

Charlotte Stories
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Global Electric Vehicle Maker Announces Plans To Build US Headquarters in Charlotte

One of the world’s largest electric vehicle companies has just announced plans to build its North American headquarters right here in the Queen City.

Founded in 2015, UK-based Arrival quickly became a leader in the electric vehicle business by developing a new way to produce zero-emission vehicles with proprietary hardware, vertically-integrated technology, and comparatively low-cost Microfactories.

Their first US headquarters will be built in South End, costing $3 million and creating 150 new jobs for Charlotte.

Bringing the massive project to our city was a collaborative effort between the Charlotte Regional Business Alliance and the City of Charlotte with support from the North Carolina Governor’s Office and the North Carolina Department of Commerce.

“We’re thrilled to welcome Arrival to Charlotte and appreciate their selection of the Charlotte Region for their company’s multi-faceted growth. Their two-pronged investment—Microfactory production in Rock Hill and North American headquarters in Charlotte—illustrates that our region has diverse offerings to meet the needs of next-generation manufacturing, technology, and headquartered companies,” said CLT Alliance president and CEO, Janet LaBar. “Arrival is bringing foreign direct investment and sustainability and EV expertise, offering opportunity for greater global visibility and mobility solutions in the Charlotte Region — we look forward to building on our partnership with Arrival.”

You can hear more details about the project here:

Charlotte Nonprofit Receiving Massive Musical Instrument Donation

Steve
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Charlotte Nonprofit Receiving Massive Musical Instrument Donation

North Carolina-based National Pawn has just announced plans to donate over 100 musical instruments to Charlotte-based nonprofit Arts+.

Celebrating its 10th annual donation to support students through music education across the state, National Pawn will present the instrument donation, including trumpets, saxophones, clarinets, flutes, trombones, drums, recorders and more, to Arts+’s Spirit Square location in Uptown Charlotte on Thursday, Dec. 17 at noon. The donation will be distributed from the Spirit Square location to Arts+ other 20 chapters across the city.

National Pawn has a longstanding tradition of supporting youth music programs in North Carolina, and this is National Pawn’s first year partnering with Arts+, a program that commits to make arts education available to students of all ages, skill levels and socioeconomic backgrounds through private lessons, camps and community outreach programs. Arts+ offers classes at a variety of locations across the Charlotte community.

“Arts+ has been dedicated to providing accessible music education to those who otherwise may not have the opportunity. It was the founding mission and remains the mission over 50 years later,” said Devlin McNeil, President and Executive Director of Arts+. “This generous gift of instruments from National Pawn helps ensure Arts+ can continue to achieve our mission. Accessibility comes in many forms – providing students access to instruments builds confidence and fosters success.”

National Pawn founder, Bob Moulton’s strong passion for giving back is fueled by his own experiences. As a child, Moulton loved music and longed to join the middle school band but was unable due to his family’s financial strains. His mom eventually found and purchased a trumpet at a yard sale, which allowed Moulton to live out his dream. He credits his experiences in the band with helping him develop both a sense of self and sense of collaboration, which he still uses decades later. As a successful business owner, Moulton is committed to giving back to North Carolina communities and specifically supporting music programs to help all children enjoy the gift of music and the valuable life lessons it can teach.

“We know that each donation we make has the power to change lives and we have seen this impact come to fruition so many times over the past decade. Every year, we receive testimonies from the music students themselves about how these instruments have inspired a love of learning and sense of community with fellow musicians,” said Bob Moulton, founder of National Pawn. “We’re really excited to be working with the great people at Arts+ to provide these resources across the state.”

South Carolina Saw The Lowest Weekly Unemployment Claims Increase In America

Charlotte Stories
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South Carolina Saw The Lowest Weekly Unemployment Claims Increase In America

Many states have been hit by a surge in COVID-19 cases, and as a result new unemployment claims increased week-over-week on November 30, up 19% from the previous week. To help add some context to this statistic, the website WalletHub just released updated rankings for the States Whose Weekly Unemployment Claims Are Increasing the Most.

To identify which states’ workforces are experiencing the biggest increases in unemployment claims due to COVID-19, the site compared the 50 states and the District of Columbia across three metrics.

Over the past week, South Carolina saw the smallest increase in unemployment claims in America, and North Carolina saw the 27th smallest increase:

States with Biggest Increases in Unemployment Claims

State Increased Most Since Last Week  Increased Most Since Start of COVID-19 Crisis 
Kansas 1 10
New Mexico 2 13
Illinois 3 38
Colorado 4 14
Indiana 5 8
Virginia 6 5
Florida 7 2
Alaska 8 31
New Hampshire 9 3
California 10 37
Mississippi 11 11
Nevada 12 22
Ohio 13 28
Louisiana 14 4
Rhode Island 15 34
Minnesota 16 24
Georgia 17 1
Hawaii 18 19
District of Columbia 19 27
Texas 20 30
Massachusetts 21 25
Nebraska 22 23
Maryland 23 21
Washington 24 26
Oklahoma 25 7
Arizona 26 41
North Carolina 27 9
New York 28 29
Oregon 29 51
Vermont 30 46
Montana 31 45
Tennessee 32 16
Iowa 33 47
Maine 34 12
North Dakota 35 32
Kentucky 36 6
Michigan 37 20
Alabama 38 15
Idaho 39 36
Wisconsin 40 43
Delaware 41 35
Missouri 42 33
Utah 43 39
Arkansas 44 40
Connecticut 45 50
Pennsylvania 46 44
South Dakota 47 18
West Virginia 48 42
New Jersey 49 48
Wyoming 50 49
South Carolina 51 17

Rank 1 = Biggest Increase

What are Home Buyers Options for Mortgage Default Insurance?

Charles E Pike
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What are Home Buyers Options for Mortgage Default Insurance?

Home buyers have several monthly costs such as principal repayment, interest, property taxes, Home-owners Insurance, and HOA fees. However, there is one more component, Private Mortgage Insurance (PMI) which is paid if the down payment on the home is less than 20%. For example, if the final home price is $500,000 and the down payment paid is $75,000, that is 15% ($75,000/$500,000), PMI will be required. PMI can be anywhere in the range of 0.4% to 2.25% and is based on home price, down payment amount, credit score, and type of mortgage. There are five types of mortgage default insurance for home buyers.

  1. Borrower Paid Mortgage Insurance (BPMI) – This type of mortgage insurance is the most common and is used by the majority of home buyers. In this form of PMI, the mortgage premium is added to your monthly mortgage payments which include the principal, interest and other fees. There are 4 different ways of getting rid of your PMI once the loan starts:
    1. If you achieve 78% loan-to-value of the purchase price of the house – After making regular monthly payments when you reach 78% of loan-to-value PMI will be automatically removed by the insurer. For example, on a $500,000 home if you gave a down payment of $50,000, then your LTV ratio is 90% ($450,000/$500,000), once you have made enough monthly payment to get the loan value down to 78% of purchase price which is $390,000 ($500,000 * 78%), PMI will be removed. On a 30-year mortgage, this is usually achieved in 11 years. It can also be removed manually if you are current on your payments and get 20% ownership of the home, in this case, you have to reach out to your insurer.
    2. Pass the Halfway Point of the Mortgage Term – On a 30-year mortgage, once you cross 15 years, and have been making regular payments, PMI will be removed. Even if you have not reached 78% LTV, PMI will still be removed if the halfway point is crossed. 
    3. Refinance Mortgage – In periods of low mortgage rates, it is in your benefit to refinance the mortgage to get a better deal. In this case, when you refinance, if you own 20% of the home, then the PMI will be removed.   
    4. Home Appreciation – This point is beyond your control, but it is still valuable to know. If the home you are staying in appreciates in value such that the LTV ratio falls below 80%, PMI can be removed. For example, say you have made $15,000 worth of payments in 5 years on a home price of $100,000, your LTV is 85% ($85,000/$100,000), now if the home appreciated in those 5 years to $110,000, your LTV is 77% ($85,000/$110,000). You will require an official appraisal for this case.
  1. Single-Premium Mortgage Insurance (SPMI) – In this type of default insurance the home buyer can choose to pay the entire PMI in one go at the start of the loan. This form of single payment mortgage can be paid out at closing or financed into the mortgage such that the total mortgage amount increases. This form of insurance is not provided by all lenders so be sure to see if your lender offers SPMI.

There are certain advantages of using SPMI, such as smaller monthly payments because the PMI has either been paid or is spread out over the term of the mortgage. You won’t have to refinance just to get out of PMI and you do not need to track your LTV ratio constantly in order to stop paying PMI.  

Disadvantages include that if you do refinance for other reasons such as low mortgage rates, the PMI will not be refunded even if you own more than 20% of the home. Similarly, if you decide to sell the home before the end of the mortgage, the PMI is lost. If you finance the single PMI into the mortgage, interest is paid on it for the life of the loan. Lastly, if a 20% down payment is not possible, in most cases it is difficult to pay the PMI as a lump sum at the beginning of the mortgage when savings are low.

  1. Lender Paid Mortgage Insurance (LPMI) – In this type of mortgage insurance the PMI is paid by the lender rather than you the buyer of the home. Essentially, the lender offers this form of PMI because in return they increase the mortgage rate on your loan, such that you have slightly higher monthly payments.

Advantages include lower monthly payments as compared to the first type of PMI – BPMI, despite a higher mortgage rate. As a result of which you can qualify for a larger loan. The disadvantages are that LMPI cannot be canceled or refuned even if you attain an LTV ratio of 78% as the higher mortgage rate is set at the beginning of the loan. The only way to reduce LMPI is to refinance the loan at a lower mortgage rate.

  1. Split Premium Mortgage Insurance – This type of default insurance is a combination of the first BPMI and the second type SPMI. In this case, you pay a certain amount of the total mortgage insurance as a lump sum in the beginning, and the rest of the PMI is spread over your monthly payments. Therefore, your monthly payments aren’t as high as BMPI and the initial required amount is lower than SPMI.
  2. Reverse Mortgage Insurance (MIP) –Reverse Mortgage Insurance (MIP) – Reverse mortgage loans for seniors age 62+ are insured by the FHA – federal housing administration which collects a 2% upfront insurance premium on all HECM loans, regardless of their loan-to-value. This insurance hedges against future losses and allows for unique guarantees such as a guaranteed line of credit for life. You can use a reverse mortgage calculator to estimate how much you might be eligible to receive through a reverse mortgage loan. Learn more about reverse mortgage insurance premiums at reverse.mortgage.

Split premium should be chosen if you have a high debt to income ratio, as BMPI will result in a lower qualifying amount as it increases monthly payments. The upfront amount will be approximately 0.5% to 1.25% of the loan amount and the monthly amount is based on the LTV ratio.

In conclusion, there are several options for home buyers regarding mortgage default insurance. BPMI is the most common and results in higher monthly payments, SPMI you need to have enough money saved at the start of the loan, LPMI results in higher mortgage rates, and lastly Split premium which is a combination of BPMI and SPMI. Therefore, it is best to determine what your financial needs are and which one can maximize your benefit for the lowest cost.

Installment Loans in Texas – Specs, Benefits, Application Procedure

Stacy Anderson
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Installment Loans in Texas – Specs, Benefits, Application Procedure

Microfinance organizations offer favorable conditions for lending online installment loans in Texas. The number of people who resort to these services increase day by day, which allows them to save time on visiting the bank. To apply for a loan online, you just need Internet access and a computer or any mobile device. So, what is special about installment loans? Who can apply for them? And what should you provide to get a loan? 

Features of Installment Loans

The main distinctive feature of installment loans in Texas is the quick application review and the opportunity to get the money within a few minutes. Unlike banking institutions that issue loans to clients with good credit history and official employment, microfinance organizations are not afraid of working with riskier clients.

Online resources have a highly developed system for assessing potential borrowers due to a common base for a comprehensive evaluation of creditworthiness. Therefore, applications are considered in the shortest possible time and automatically. The best feature of such companies is the ability to improve the credit history of clients, which is subject to timely debt repayment.

Thus, a client with a bad credit history may provide a certificate of employment to increase the likelihood of application approval. An unofficially working citizen can apply for a microloan since a mandatory confirmation of employment is not required when submitting an application.

The Procedure

In order to receive an installment loan, you only need to do is to choose a financial company and go through the registration procedure with getting access to your personal account. After that, you are to fill out a questionnaire and indicate reliable and relevant personal data, namely:

  • ID data;
  • Telephone number;
  • Email address;
  • Gender and age;
  • Place of registration and residence;
  • Estimated monthly income;
  • Place of work;
  • Payment bank card details.

After completing the questionnaire, you should indicate the desired amount and loan term, send an application for consideration. Some microfinance organizations may request a photo of your ID card to avoid fraudulent activities. After sending the application, the procedure for checking (verifying) the client’s bank card is carried out.

Advantages 

Installment loans are in high consumer demand due to a number of advantages, which include the following: 

  • Fast consideration of the application in automatic mode;
  • Minimum requirements for clients (no need to provide a certificate of income from an official place of work, no collateral and search for guarantors are required);
  • Round-the-clock operation of online services;
  • No hidden fees and commissions;
  • Loyalty to borrowers (even people with bad credit history and the presence of late payments on other loans can get money);
  • The possibility of prolonging the loan agreement without deteriorating credit history;
  • Regular holding of drawings, promotions, and the availability of special advantageous offers;
  • Convenient ways to pay off debt.

So, if you need some money as soon as possible, you should consider an installment loan and look for a micro financial organization with the most favorable terms.

Work-from-home business ideas to explore by Eric Dalius

Steve
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Work-from-home business ideas to explore by Eric Dalius

Usually, starting a business involves renting an office, going to work, or hiring talents. However, in this age of technology and flexibility, you can operate remotely utilizing your entrepreneurial spirit while being stationed at home. There are numerous home-based business ideas to ponder over and select. Some of them can be easy to run online, while others may require a dedicated room in your house for product warehousing. Nevertheless, you can work on them with the available space and resources. Let’s dig into them to understand a little.

Buy bulk items and sell online

A lot of businesses import products in huge quantities and sell them for a profit. When you travel to other places or countries, you come across things that can have demand in your hometown, but they are not there in the market. Or, you discover a product that would sell like hotcakes. No matter what you choose, it can be substantial progress if you can store and ship them effortlessly. Some people turn their homes into a showroom in the initial days to start locally. From there, they think of expanding for more storage space after their ideas get accepted, and sales start to zoom.

Make your products and sell

EJ Dalius suggests you can turn your hobby into a business whether you make something yourself or know someone specializing in a thing. You can build items in the kitchen, workshop, studio, or anywhere. You can keep them at your home and sell from there. Since it allows you to control product cost, you can target a specific audience segment to create demand for your homemade items. Some people go online for sale. You can also take up this path if you wish. However, don’t ignore or forget that particular products like skincare and edible food can have regulations. You would not want to embroil yourself in any legal complication. 

Some hassle-free homemade articles you can try include jewelry, candles, apparel, and art.  Working on these ideas gives you the freedom to set up a process and hire people when you feel ready to expand.

Get started with a voiceover business

Eric Dalius says you can become a voiceover artist if you enjoy what narrators do in Youtube videos or Netflix. There is a demand for this right now as the online streaming services have increased. You can browse through the relevant listing sites to learn about the opportunities.

Offer social-media services

In today’s age, social media is not a strange world to anyone. It spells opportunity as well as cutthroat competition. Nevertheless, companies want to generate demand for their products, and social networking sites prove to be a goldmine for them in this sense. Experts advise that you should get your toes into this through practice. Before you begin this business, you have to build your audience and user community. For this, you have to identify a sector first. Then, you can upload content and help it reach the right group. As your universe expands, you can approach different local businesses and brands.

Make your service or talent a product

One of the main problems with the services business is that you get paid for your skills, hours, and efforts. However, if you package your expertise through a digital or physical product, your revenue stream can grow. You can take care of your existing customers while adding a couple of new ones in the same space. When you think along this line of ideas, you can work on products like courses, designs, downloadable reports, eBooks, etc. Since most of them are online stuff, you don’t have to maintain any inventory. You can use any reliable platform to list and sell your packages.

Invest money in an already existing e-commerce platform

If you want a ready-made income generator, you can look for any credible and established e-commerce portal and buy it, says Eric J Dalius. The price can vary for various reasons, such as total revenue earnings, the scope for profit, assets like social media followers and email list, stock, etc. Some sellers can educate you about how to run stores. For this type of idea, you can explore online marketplaces where they buy and sell online stores. You can choose one based on your budget, experience, and requirements. Some people prefer to invest in a proven business model, and they don’t hesitate to pay extra.

Regardless of what e-commerce business excites you, make sure to go through the listing and study their offer minutely. Verify profit and loss data so that you know the numbers are correct. If you need some guidance, look for professional opinions, which you can count on and trust.

Buy a real estate property

It may not be a home-based business in its real sense. You can consider it as a side business, though. But you can buy a cheap property and put it on rent to open a revenue stream for you as a landlord. You don’t have to leave the comfort of your home also. There are real estate investing companies that specialize in this. You can contact them about this. Remember, some of them deal in the commercial property market, some on flipping homes, and others have more interest in rental opportunities. 

Like these, you can search for hundreds of work-from-home business ideas and select something that meets your needs. While they can seem to be the most comfortable options, you have to maintain the discipline to reach a certain level. Otherwise, it may not work for you. To be precise, just because it is a home-based business, you cannot let it flow into your daily routine. It would be best if you kept your work timings separate from your family and friends. You would then want to have a dedicated room in the house to pursue it with some seriousness.

It is essential to focus on tasks, no matter how small or big you hope it becomes. When you give yourself to the work you choose, the chances of success increase manifold. So, don’t lose sight of these factors.

 

Dollar Store Picked Charlotte As Test Market For New Store Concept – pOpshelf

Charlotte Stories
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Dollar Store Picked Charlotte As Test Market For New Store Concept – pOpshelf

The Dollar General is launching a new concept for high-end shoppers that want discounted products in a fancy shopping environment and has selected the Charlotte market to test the concept.

The new store is called ‘pOpshelf’ and will feature seasonal and home décor, health and beauty products, home cleaning supplies, household and specialty items, arts and crafts, party planning and entertaining needs, toys and more — with approximately 95 percent of items priced at $5 or less.

“We are thrilled to expand the pOpshelf offerings into the Charlotte market and look forward to having customers pop by our Monroe store early next year,” said Matt Frame, pOpshelf’s director of store operations. “We’re excited for customers to explore our stores and discover the possibilities of home décor, beauty, party, specialty foods, electronics and more. At pOpshelf, there’s fun in every find, happiness in the affordability and joy in stress-free shopping experience we offer, and we look forward to welcoming our communities to our new stores soon!”

Here is a teaser of what the new concept will look like:

pOpshelf Charlotte will be opening in Monre (2901 West US Highway 74) by late January 2021.

Dollar General has plans to open approximately 30 locations in various markets by the end of fiscal year 2021.

Charlotte 2nd Grade Teachers Honored on The Ellen Show

Charlotte Stories
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Charlotte 2nd Grade Teachers Honored on The Ellen Show

Ellen DeGeneres just invited 5 Charlotte teachers onto her show to give them a bunch of Christmas gifts as part of her ’12 Days of Giveaways’. The new series highlights unique new products, then invites first responders and workers on the front lines of COVID to receive a showering of her favorite gifts.

On yesterday’s show (Day 9 of the 12 days) Ellen thanked the 2nd-grade teachers from Hidden Valley Elementary School, a Title-1 school in Charlotte. This special group of North Carolina heroes received a slew of gifts including the best in technology and toys for the whole family, with products from TCL, Glo, Tonies, Rainbow High, and Funko.

You can watch the whole segment featuring the Hidden Valley Elementary teachers here:

7 Must-Visit Tourist Attractions for Your Extended Vacation to Charlotte

Charlotte Stories
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7 Must-Visit Tourist Attractions for Your Extended Vacation to Charlotte

Known for its diverse neighborhoods, award-winning beer and food, rich history, and one-of-a-kind shopping centers, Charlotte, North Carolina, is the ideal vacation spot for adults and kids alike. However, before you start checking off the list of must-visit tourist attractions in the Charlotte area, you’ll need to get your hands dirty and attend to the less-than-exhilarating vacation preparations. Otherwise, your once in a lifetime vacation has the potential to go awry. 

Before jetting off to your extended vacation in Charlotte, you’ll need to unplug appliances, spray insecticides, and lock all doors and windows. You’ll also need to scour the internet for car shipping services. For those travel-hungry visitors, you may be on the fence about investing in auto transportation services, especially with rideshare services a few taps away. However, shipping your vehicle to its final destination eliminates the risk associated with storing your car for a prolonged time. 

Once you take care of the preparation basics, you can push household responsibilities to the back of your mind and spend your Charlotte vacation exploring what the city has to offer.

Discovery Place

Discovery Place offers a fun-filled experience for families, as it has something for visitors of all ages. For example, your little ones can enjoy incredible interactive exhibits that bring science to life at Discovery Place, like the IMAX Dome films. World’s Alive, specifically, is perfect for learning about diverse species’ behaviors and habitats. 

Crowders Mountain State Park

Crowders Mountain State Park is a haven for outdoor enthusiasts. With canoe rentals, 11 trails, bouldering, rock climbing, fishing opportunities, and backcountry camping sites, tourists can enjoy hours of uninterrupted fun. Not to mention, a climb to the top reveals breathtaking views, showcasing the Charlotte skyline. 

Freedom Park

Freedom Park is a 98-acre park located between the Myers Park neighborhood and Dilworth neighborhood. With a seven-acre lake, Freedom Park is ideal for swinging, feeding the ducks, and playing tennis, baseball, soccer, basketball, and volleyball. You can also lounge around on the grass, watching the cloud formations, and unwind. 

NASCAR Hall of Fame

If you’re a NASCAR superfan, you should make your way to the 86,500 square feet hall of fame. It has a 278-capacity art theatre, rare artifacts, and unique interactive exhibits. For those tourists interested in all that the Nascar Hall of Fame has to offer, you can also grab a quick bite to eat at Buffalo Wild Wings and buy NASCAR merchandise at the gear shop.

Carowinds

Popularly referred to as the Thrill Capital of the Southeast, the Carowinds is the place to be for thrilling rides. It has 13 state-of-the-art roller coasters like the Planet Snoopy, Boo Blasters, Rip Roarin’ Rapids, and Skytower. Additionally, there are plenty of meal options, ranging from treats to mid-day snacks to dining options.

Lake Norman

As Carolina’s largest human-made lake, Lake Norman offers visitors and locals ample room for watersports, boating, fishing, and relaxing. Suppose you’re looking to escape Charlotte’s hustle-and-bustle. In that case, this is the ideal spot to embark on various water-related adventures like kayaking, wakeboarding, and paddleboarding and connect with Mother Nature. 

Blumenthal Performing Arts Center

Blumenthal Performing Arts Center is a must-visit location. That said, don’t board the plane headed for home before purchasing tickets to a musical or play. Built in 1992, the Blumenthal Performing Arts Center prides itself on its superb facilities, comfortable seating, and impressive acoustics. Each seat offers an excellent stage view, ensuring that you don’t miss a second of the action. 

Wrap up

Your extended vacation in Charlotte can be a once-in-a-lifetime experience with the right preparations. Whether you plan on spending the weekends exploring local breweries or playing outdoors in the temperate weather, make this vacation one you (and your family) will never forget. 

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