Vice President Harris Coming To Charlotte Today to Address Gun Violence

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This week both President Joe Biden and Vice President Kamala Harris are visiting the Carolinas. Vice President Harris will be speaking in Charlotte today, coinciding with President Biden’s campaign speech in Charleston this week.

In Charlotte, Vice President Harris will focus on the Biden Administration’s initiatives to curb gun violence. She will be meeting with educators, counselors, parents, gun safety advocates, and local and state officials.

Harris is expected to talk about ways to reduce gun violence during a roundtable discussion at Eastway Middle School. The talk will be held just a few days after a senior at Myers Park High School was fatally shot.

During her visit, Harris will announce funding from the Bipartisan Safer Communities Act, aimed at enhancing mental health resources in schools.

Vice President Harris has made nine visits to North Carolina during her tenure, including a trip to Greensboro last September and a visit to Charlotte in June to commemorate the anniversary of the Roe v. Wade decision being overturned.

NFL Selects Panthers To Represent American Football in Germany Next Year

The Carolina Panthers have just been selected by the NFL to represent American Football in Germany next year with a live game in Munich along with other events. This follows the NFL’s schedule expansion, allowing teams with an extra home game to play internationally.

“We are looking forward to welcoming the NFL to our Allianz Arena for the second time,” said Andreas Jung, chief marketing officer of FC Bayern Munich in a press release. “Since we played in the Carolina Panthers’ stadium in Charlotte in the summer of 2016, it’s a great story to welcome the Panthers to Munich.”

Panthers legend Steve Smith Sr. has been a key ambassador, hosting events in Frankfurt. The team has also participated in various activities in Germany, such as football clinics and fan meet-and-greets, and has been promoting their brand through German social media and web content since 2019.

This expansion into Germany aligns with the NFL’s Global Markets Program, granting the Panthers marketing and fan engagement rights in the country.

This initiative is part of the NFL’s strategy to grow its international fan base, involving 19 teams across 10 countries.

What do you think about the NFL’s decision to send the Panthers to Germany?

Charlotte Launching A 12-Month Series in Filmmaking

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The Carolina Film Community (CFC) (carolina film community) is launching “Picture This: A 12-Month Series in Filmmaking.” Each month in 2024, the CFC will explore a different aspect of filmmaking, providing valuable insights and knowledge to aspiring filmmakers with time for questions and answers. 

The first meeting on January 9th will feature Jennifer Errington, an award-winning entertainment lawyer (errington law) in Charlotte. Attendees should come to Heist Brewery and Barrel Arts (heist brewery/barrel-arts), 1030 Woodward Ave, Charlotte, NC January 9 at 7pm. 

Tickets are $10. 

As an entertainment lawyer, Errington works with artists, agents, managers, and production companies to protect their clients’ interests and ensure compliance with relevant laws and regulations. She handles contract negotiations, intellectual property rights, licensing agreements, and other legal matters specific to the industry. Filmmakers will learn how to protect themselves legally and how to navigate this less creative, but necessary, side of making visual art. 

The Carolina Film Community (CFC) is an award-winning nonprofit 501c3 organization created to raise the awareness of film and filmmakers in both North and South Carolina. CFC hosts contests, workshops, networking events, monthly meetings, the notable Made in Carolinas Film Project, and more. The CFC is focused on education, fellowship, and advocacy for filmmaking in the Carolinas. This 2024 program aims to guide the audience through the entire process of making a professional film, from inception to completion. CFC has been nominated for and received numerous awards for its work in education, including: 

  • 2018 AMG Heritage Awards BEST EDUCATIONAL GROUP Nominee 2017 AMG Heritage Awards BEST SPECIAL EVENT
  • 2016 AMG Heritage Awards BEST EDUCATIONAL GROUP 2015 AMG Heritage Awards BEST EDUCATIONAL GROUP 2015 AMG Heritage Awards BEST SPECIAL EVENT Nominee 2015 Elevate Lifestyle BEST EDUCATIONAL GROUP
  • 2014 Elevate Lifestyle BEST CREATIVE GATHERING

NC Man Falsely Imprisoned 44 Years Wins $25 Million from Concord – Largest in History

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The City of Concord has just agreed to the largest false conviction settlements in North Carolina’s history after wrongfully imprisoning Ronny Long for 44 years.

In 1976, Long was sentenced to life in prison for false allegations of rape. His conviction was overturned in 2020 after overwhelming evidence of police misconduct was presented.

After being released on August 27th, 2020, Long was officially pardoned by Gov. Cooper and his legal team then filed a civil lawsuit against Concord and the State Bureau of Investigation (SBI).

This week a settlement of $22 million payment from Concord and $3 million from the SBI was announced, making it the largest of its kind in North Carolina and one of the largest in American history.

After the settlement was reached, the City of Concord released the following statement:

“We are deeply remorseful for the past wrongs that caused tremendous harm to Mr. Long, his family, friends, and our community. Mr. Long suffered the extraordinary loss of his freedom and a substantial portion of his life because of this conviction. He wrongly served 44 years, 3 months and 17 days in prison for a crime he did not commit. While there are no measures to fully restore to Mr. Long and his family all that was taken from them, through this agreement we are doing everything in our power to right the past wrongs and take responsibility. We are hopeful this can begin the healing process for Mr. Long and our community, and that together we can move forward while learning valuable lessons and ensuring nothing like this ever happens again.”

Forex Copy Trading: Strategies for Success

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One of the most successful strategies in the Forex market, copy trading, has helped traders of all skill levels overcome the market’s difficulties. 

This strategy, which originated in the larger field of social trading, allows regular people to automate their trading by making decisions that are similar to those of successful traders.

Pluses

The pros of copy trading extend beyond mere replication. Investors can diversify their portfolios by mimicking decisions from various traders, enhancing their chances of success. 

Leading platforms like MT4 and cTrader have streamlined the copy trading experience, offering traders a user-friendly environment for seamless automation.

However, using copy trading as a method requires a discerning eye. The success of this strategy depends on the credibility and expertise of service providers. 

As AI and machine learning advance, the potential for more sophisticated data analysis and pattern recognition in copy trading becomes evident.

Minuses

Yet, challenges persist. The method does not guarantee foolproof winning, and blind reliance on automated approaches can damage a trader’s understanding of the market. 

Integrating automated decision-making with the preservation of fundamental FX knowledge is the highest priority.

Tips for Improvement

Brokers must invest in creating an optimal environment for novice and experienced traders to maximise success. This involves selecting high-quality experts, providing comprehensive educational resources, fostering transparent communication, and ensuring a user-friendly interface. 

Innovation is the key to staying ahead in the competitive FX market, with advanced features and tools setting platforms apart.

Final Remarks

Strategic decision-making, ongoing learning, and a dedication to innovation are necessary for mastering FX copy trading. The future of copy trading is bright, with brokers constantly improving their platforms and providing traders with an exciting and lucrative environment.

What is Liquidity Aggregation, And How Does It Benefit the Crypto Industry?

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In the field of digital trading and virtual coins, maintaining market stability is crucial. Consolidation of liquidity is a considerable factor in achieving this goal. It is a process that aggregates currency pairs from various exchanges and provides them to traders at the most favorable prices. 

This automated function gathers liquidity from multiple sources and creates a delicate balance between supply and demand. Doing so helps counterbalance the unpredictability of cryptocurrencies and ensures the market operates smoothly.

Why Is Liquidity Aggregation Paramount for the Crypto Industry?

Liquidity unification plays a crucial role in stabilising the prices of cryptocurrencies and preventing large-volume traders from manipulating the market. 

This method allows smaller traders to obtain fair market prices and access to global trade data. Many crypto organisations adopt this approach to regulate price quotes and prevent industry volatility from escalating during critical times.

Strengths and Drawbacks of Liquidity Aggregation

Aggregating liquidity is a crucial process that improves market liquidity, transparency, and trading accessibility. However, it comes with several obstacles, such as latency, security vulnerabilities, and slower order fulfilment. 

Overcoming these challenges is essential to ensure that the benefits of liquidity consolidation are fully realised and to establish an efficient and dependable trading environment. 

As a result, effective solutions that can address these challenges have become an urgent concern for market participants and regulators.

The Major Characteristics And Functionalities of Aggregation

The trading effectiveness of global crypto markets can be improved by using Liquidity incorporation, which is a methodology that aims to balance the markets. The methodology is equipped with various features such as the Smart Order Router (SOR) system, algo-trading, and reverse split of the order book.

The SOR System

Traders can utilise smart order routing to locate the most profitable trading prospects by scanning various liquidity pools and selecting the most advantageous options based on all the relevant factors.

Algo-Trading

Automated trading using bots, software, and other solutions is known as algorithmic or algo trading. This type of trading enables aggregators to identify the best prices by dynamically filtering prices from a vast pool of exchange offerings without the need for manual tracking of every crypto exchange.

Order Book’s Consolidation

The consolidation process provides a transparent overview of trade orders on both sides. When liquidity is unified, the order book from various sources is merged, resulting in a comprehensive market view. 

Market players can utilise this feature to gain insights into market dynamics and create advanced trading strategies.

Which Firms Serve As Liquidity Aggregators?

Exchange platforms and retail/corporate market participants are the major liquidity suppliers in the world of virtual assets. Digital asset exchanges have the largest pools of cryptocurrencies and use sophisticated processing techniques, making them the most obvious choice for sourcing liquidity. 

Retail investors enhance the trading volume on these exchanges, while corporate shareholders provide liquidity to smaller pools in exchange for interest and dividends.

The Bottom Line

Ensuring liquidity incorporation in the digital currencies market is of utmost importance as it plays a vital role in stabilising prices, enhancing liquidity ratios, and propelling growth by streamlining order matching and reducing spreads.

Why Customer Service Automation Is A Good Option For Your Forex Business

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The rise of AI and machine learning has significantly impacted customer service in Forex brokerage companies, allowing them to leverage automation capabilities to enhance customer satisfaction

This balance between humans and machines is crucial for building long-term relationships, boosting retention rates, and enabling business growth. This article explores how customer service automation works in the financial market.

What Is Customer Service Automation

Customer service automation involves the use of intelligent machines and bots to facilitate fast communication and assist customers. These machines assist users by responding to their inquiries through chat, email, and text.

AI and machine learning are important for automating everyday tasks like greeting visitors, answering emails, helping new clients get started, and gathering feedback.

Chatbots, a form of AI, can significantly enhance customer service by reducing the workload on human support teams. They can deliver pre-determined responses faster than humans, enhancing user experience and customer retention

Natural language processing, a crucial function in AI customer service, allows machines to understand and process human language, enhancing their communication system.

Benefits Of FX Customer Service Automation

AI has significantly improved customer service in the forex B2B sector. AI-powered chatbots can quickly assist customers and respond to inquiries, enhancing customer satisfaction and speeding up response times. 

Analysing user behaviour and trade data. AI and machine learning can provide tailored trading experiences, enabling FX B2B organisations to offer specialised trading suggestions, market information, and product offerings, thereby increasing customer engagement and retention rates.

Increased efficiency. By employing machine learning, the FX market can operate better and assist individuals in improving their decision-making process. 

Nevertheless, individuals must be attentive to their surroundings in order to continue evolving in a sustainable manner. Understanding how the market works requires a combination of machine learning and human expertise.

Traders with deep market knowledge provide valuable insights and context that algorithms alone may not capture. 

Human oversight ensures that AI models are developed and calibrated based on the nuanced understanding of Forex markets, enhancing their accuracy and adaptability. Striking the right balance between automation and human involvement is essential for sustainable growth.

Why You Should Automate Your Processes

Automating customer support is a growing trend in automation and machine intelligence, shortening human response time to queries. 35% of companies in 2022 utilised AI services, with a growing trend in the coming years. 

This automation not only streamlines processes but also enhances customer satisfaction.

Retain Customers

AI capabilities are being utilised for continuous communication and information sharing, such as offering and new launches, to build and maintain long-term client relationships, reducing human input and enhancing response categorisation.

Streamline Workload

Automated machines can streamline workload by distributing tasks between departments, enhancing cross-team collaboration. AI chatbots can quickly respond to user queries, allowing human support agents to focus on complex challenges. 

This approach ensures higher team synergy and productivity, reducing human communication within customer support and other sectors.

Provide Support

Automating customer service involves using machines and software that don’t need breaks, allowing companies to offer 24/7 customer support, particularly in today’s globalised and facilitated world. This allows for efficient customer service.

Save Costs

AI capabilities can significantly reduce the time it takes for human support agents to deliver a single customer support task, making it more cost-effective for startups and brokerage firms to adopt AI customer service in Forex and CRM tools

While most automation providers charge a one-time fee, some maintenance or managerial fees may be required on demand. 

However, humans still prefer human interaction for building rapport and answering questions, making automation suitable for companies with limited budgets or facing financial challenges.

Engage In Sales Channels

AI in CRM helps companies track user activity and interaction, understanding patterns of behaviour. This allows them to create customised offers and services. Chatbots are commonly used in sales, using pop-ups and triggering sales chats when a new user visits, offering exclusive deals.

Conclusion

The world of financial markets is a complex system of providers, intermediaries, participants, users, regulators, and more. With the increasing demand for trading platforms and simplified access due to digitalisation and internet access, companies face challenges in meeting customer needs and maintaining profitability.

Companies are becoming client-oriented, making customer service challenging. Automating this process simplifies it, allowing Forex brokerage companies to focus on their core business.

How Do Crypto Wallets Work And How To Choose The Optimal One

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Digital wallets are vital for reserving funds and accessing applications without a central organization. Due to the increasing value of the digital coin market, companies are simplifying crypto wallet use on decentralized platforms to provide user convenience and facilitate transactions, accepting and saving digital currencies.

Essential Information About The Works Of Crypto Wallets

A crypto wallet validates account balances, providing visibility into ownership. It enables users to send and accept transactions, similar to a traditional bank account and is a primary mechanism for managing cryptocurrency balances.

Digital storage is an online system for digital assets like coins, tokens, and NFTs. To send and receive crypto, one must own a wallet from a reliable provider. To receive cryptos, provide the wallet address for instant deposit, and for sending digital money, insert or scan a QR code associated with the recipient’s address.

Crypto storage is essential for managing virtual assets, facilitating transactions, connecting to dApps, and managing username identities and keys. 

They enable users to monitor their balance, send and receive payments, and interact with Web 3.0 dApps. Crypto vaults also help users manage private encryption keys used to access addresses and enable transactions, as all cryptos are stored on a distributed ledger.

Wallet Varieties

Crypto wallets are digital vaults that protect digital assets in software or hardware form. They store digital currency on a blockchain ledger and come in two types: hot storage and cold storage. 

Hot wallets function like online bank accounts, providing easy access to blockchain assets, while cold vaults act as secure vaults, protecting digital coins from data breaches.

Custodial vs non-custodial Wallets

Crypto wallets can be classified as custodial or noncustodial. A third party (typically a cryptocurrency exchange) manages custodial wallets, providing an easy on-ramp for holding crypto assets. 

On the other hand, noncustodial wallets are held by the individual with private keys for the assets on the blockchain, managing them through paper or software wallets. These storages offer a more unassailable and efficient way to store and manage crypto assets.

To set up a crypto wallet, you must enter personal details and create a security password. A two-step verification process is followed by the registration, similar to banking. 

Non-custodial depositories usually require an app installation and a private key, which should be kept in a safe place. It is highly recommended that you download the accompanying software from the official company website. Avoid the second-hand market and ensure your private key is unassailable.

Choosing A Wallet

When picking a good crypto wallet, think about these five things: how safe it is, what it can do, how well it works with other apps, the keys you use to get in, and how much it costs.

It is crucial to have strong security precautions in place for your digital wallet and reserves since hackers frequently attempt to swipe them. 

It is crucial to monitor transactions, generate reports, and receive security notifications in order to safeguard money and wallets. Some depositories have features like QR code scanners and phone apps for easy use.

Interoperability is essential for a wallet’s functionality when combined with dApps, Web 3.0 tools, and decentralized platforms. Private and public keys are essential for encrypting and decrypting digital money transfers. Hackers can try to breach these keys, so it’s crucial to use a secure key structure and blockchain system.

Pricing policies vary among crypto wallet providers, so it’s essential to review the costs of setting up and using a wallet. 

Corporations often delegate multiple users to access the wallet, so it’s important to ensure there are no hidden operational or managerial fees that align with your budget and business needs.

Conclusion

Crypto wallets keep your online cash secure in both online and offline storage. Hot wallets provide quick access to your funds, while cold wallets offer a higher level of safety. 

Finding a reliable provider can be challenging, so ensure they are secure, efficient, and cost-effective while also maintaining your privacy.

What Are Dark Pools And Why We Need Them

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Large corporations and investors engage in secret trading sessions, called dark pools, where they exchange stocks and securities in restricted marketplaces. This bulk-trading activity involves buying or trading 250,000 shares. 

Dark pools have become a significant part of global equity markets, competing with traditional stock exchanges.

This practice benefits the public market by preventing severe market changes, ensuring corporations’ privacy from competitors, and preventing significant economic shifts.

Grasping The Idea Of Dark Pools

Dark pools deliver a secluded domain for companies and investors to trade stocks and other goods without the knowledge of others. This concept can be complex and not easily accessible to the average person. Nevertheless, it prevents large corporations from causing issues by selling a large number of stocks on the open market. 

Hidden pools were created for big companies but became more popular because of high-frequency trading (HFT) in regular stock markets. Organisations sought to halt unjust trade practices, leading to increased trade in specific regions. 

In order to fulfil the cash requirement, certain private stock trading venues accommodated HFT to join them, leading to automated programs trading detrimentally against large orders.

Features of Dark Pools

Dark pools, characterised by their lack of transparency, vary in their specific rules on trade sizes, allowing HFT traders to diversify their match methods, with some limiting trade sizes to blocks and others allowing HFT traders.

Dark collections enable individuals to buy and sell stocks secretly, allowing for more advantageous pricing. Broker-dealers manage these trades rather than public stock swaps such as the NYSE. 

Large investors have the ability to offload a significant number of shares in an undisclosed market. This assists them in sidestepping major price fluctuations and maintains price stability.

In contrast, in a lit exchange, banking institutions can sell all shares at once, matching with a buyer who agrees to the transaction price ahead of execution. This allows them to avoid price fluctuations and retain a competitive margin in the market.

Dark pools are covert trading venues where substantial sums of money and assets are exchanged without widespread awareness. The US SEC is in charge of making sure these markets follow the rules. These markets have regulations in place to prevent dishonest behaviour or harmful activities. 

When you trade more than 10,000 shares of stock or transfer $200,000 in secret trading places, it’s considered a big trade, which is executable in the dark pool. Despite negative opinions from some individuals, concealed pools account for 40% of all stock market trading in the US.

Who Can Participate in Dark Pools?

Mutual funds and retirement trusts employ dark collections to buy substantial amounts of stock without generating major growth in market prices. Anonymous pools, facilitated by brokers, allow for the aggregation of client trades outside of traditional stock swaps, leading to financial benefits for both clients and brokers.

HFT corporations generate income by leveraging small price differences between diverse stocks. This increases the likelihood of implementing the trading strategy. Dark liquidity can facilitate transactions between wholesalers and allow them to be compensated for carrying out orders.

The SEC closely oversees ATS and updates its Regulation ATS monthly to accommodate investor feedback and technological advancements. The SEC harbours enrollments of all operational ATS and requires operators to register as broker-dealers and file initial operation reports. Overall, these pools offer their customers a wide range of probable uses.

Pool Advantages

Dark collections offer perks such as price stability, descending brokerage expenses, increased liquidity, and improved transaction confidentiality in distinction to open markets. 

Largely trading assets within the stock market can bring about substantial price changes. This complicates the process of accepting or vending a considerable number of assets in private transactions.

Moreover, the reduced number of intermediaries, brokers, and routes in the pools makes them more affordable. Due to lower costs and faster transactions, big firms and big investors have an edge in trading on confidential swaps. In addition, the secrecy of the pool trading ensures that enterprises can keep their asset and trading data off the record for the public and other businesses.

Dark Pool Downsides

Anonymous pools have been criticised for their ambiguity and privileges, leading to unfair competition and manipulation. These reserves process orders at lower rates than resale markets, creating unfair gain opportunities. 

Some traders can manipulate the system using HFT technologies, allowing them to gauge order flow and volume and understand market prices and dynamics. Overall, such reserves present significant weaknesses for public market partakers.

Final Thoughts

Monetary markets involve sophisticated systems, software, advantage tools, and procedures for trading. Large enterprises and banks use pools and private trading markets to exploit prospects and conceal their activities from competition. These venues are typically exclusive to selected parties, letting them capitalize on significant gains.

Most Popular Sports Teams in Charlotte

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While Charlotte may not have the variety of major American sporting cities like Los Angeles, the city does boast a handful of popular sports teams spanning the professional and college ranks. The city may have been starved of major sporting success for a long period of time, but Charlotte fans remain amongst the most enthusiastic and knowledgeable in the country.

Charlotte is a proper sporting city that hosts a number of high profile sporting meets, including events in NASCAR, tennis and golf.

In this article, we present the most popular sports teams in Charlotte.

1. Charlotte Hornets (Basketball)

Arguably the most popular sports team in Charlotte in the 21st Century, the Charlotte Hornets have had their fair share of ups and downs.

Founded in 1988, the Hornets were the first Charlotte-based team to feature in a major American sports league when they joined the NBA as an expansion team.

The franchise relocated to New Orleans in 2002, but the NBA returned to Charlotte two years later in the form of the Charlotte Bobcats.

Having identified with the Hornets for well over a decade, Charlotteans never truly embraced the Bobcats as they did their predecessors.

However, in 2014, they had their Hornets back after the franchise rebranded and reverted to their original name. The legendary Michael Jordan used to own a majority stake in the Hornets, but he still has a minority stake.

Charlotte currently play their NBA games at the Spectrum Center, having moved on from the Charlotte Coliseum. They are yet to win any Championships or Conference titles.

2. Carolina Panthers (Football)

One of the youngest franchises in the NFL, the Carolina Panthers debuted in the league in 1995, and have been an ever-present since then.

Upon their initial entry into the NFL, the Panthers played their home games at the Memorial Stadium in Clemson, South Carolina, but they have been based at the Bank of America Stadium in Charlotte since 1996.

The Carolina Panthers have made two appearances in the Super Bowl, but unfortunately, fell at the final hurdle on both occasions.

They narrowly lost 29-32 to the New England Patriots on their Super Bowl debut in February 2004, and were beaten 24-10 by the Denver Broncos at Super Bowl 50 in 2016.

Panthers may not have gone all the way in their short history, but they have been successful in their own rights with six Divisional championships and two Conference titles.

They are coming off a very ordinary season, but with a new coach at the helm, there is hope that the team can stage a comeback next year. It might be worth taking a punt on the Panthers to go deep into the play-offs, and potentially return to the Super Bowl next season. And with North Carolina now opening up its arms to sports betting, trust sportsbooks in the states to include special offers on the Panthers reaching the Big Game in their upcoming Super Bowl betting promotions!

3. Charlotte FC (Soccer)

Charlotte FC are the newest major professional sports team in Charlotte, having been established in 2022.

Their entry into the MLS followed several unsuccessful attempts by Charlotte to get into the MLS.

Charlotte have made an underwhelming start to life in Major League Soccer, having missed out on the postseason in their debut campaign and losing out in the wildcards in their sophomore season.

While Charlotteans would like to see their team compete for MLS honours, the very knowledgeable soccer city can at least finally lay claim to a team it can call its own.

Charlotte FC shares the Bank of America Stadium with the Carolina Panthers, with the stadium capacity usually reduced to around 38,000 spectators for soccer matches.

4. Charlotte Checkers (Ice Hockey)

The Charlotte Checkers in their current guise have been competing in the American Hockey League, the highest level of Minor League Hockey, since 2010, but the “Checkers” name has been part of Charlotte sports for decades.

The first team to go by the name Charlotte Checkers were formed in the 1950s, and existed up until 1977, while a second Checkers franchise rose in the 1990s and featured in the Eastern Ice Hockey League up until 2010.

The newest Checkers instalment came into being when Charlotte businessman, Michael Kahn, led a group that purchased the Albany River Rats, and subsequently moved the franchise to his home city.

They currently play their home games at the Bojangles Coliseum.

5. Charlotte Knights (Baseball)

Charlotte doesn’t currently have a team in modern day Major League Baseball, but the city does have a baseball history that dates back almost a century.

Long before the days of the NBA’s Charlotte Hornets, there used to be a baseball team addressed by the same name. Baseball’s Hornets spent the majority of their time in the minor leagues up until they were disbanded in 1972.

Then came the Charlotte Orioles, formed in 1976 when promoter Jim Crockett Jr. bought the Ashville Orioles and relocated the franchise to Charlotte.

The Orioles became the Knights in 1988, and like their predecessors, have been competing in minor league baseball.

There are a few other teams in Charlotte featuring in the lower tiers of American sports, while the city also boasts the unmistakable Charlotte 49ers competing in Collegiate sports.