FEMA Ranks Charlotte As Top US City For Flood Management – Dropping Insurance Premiums


Starting tomorrow (October 1st, 2021), the Federal Emergency Management Association (FEMA) will officially rank Charlotte as a top tier ‘Class 3’ city.

The new rating is in response to Charlotte-Mecklenburg Storm Water Services‘ improved infrastructure and increased risk protections against flooding throughout our city, including communicating flood safety information, providing floodplain mapping resources (view the 3D interactive floodzone map), and offering alert systems such as the Flood Information Notification System.

About FEMA’s top tier Class 3 Rating

  • Floodplain management practices that significantly exceed the requirements of the┬áNational Flood Insurance Program.
  • Charlotte will now be placed among the top 1 percent nationwide of the communities participating in FEMA’s CRS program.
  • Allows for a 35% discount on flood insurance for all Charlotte properties.

How to receive the new discount on your home’s flood insurance:

Residents can purchase flood insurance through the National Flood Insurance Program even if they don’t live in a floodplain.

You can learn more at Floodsmart.gov.