With recent changes by the credit bureaus expected to remove nearly 70% of medical collections debt tradelines from consumer credit reports, the personal-finance website WalletHub today released its report on the Cities Benefiting Most From Medical-Debt Credit Report Changes.
To identify where Americans are benefiting the most and least from the new medical-debt credit report changes, WalletHub compared more than 180 U.S. cities across four key metrics using TransUnion data. Our data set ranges from the share of people with medical-collections debt balances under $500 to the share of people with medical debt less than one year old.
Benefit from Medical-Debt Credit Report Changes in Charlotte (1=Most, 91=Avg.):
- 32nd – % Of People Who Have Medical Collections Debt
- 26th – % Of People With Medical Collections Accounts That Have a Starting Balance Below $500
- 34th – % Of People Who Have at Least One Paid off Medical Collections Tradeline
- 1st – % Of People With Medical Debt Less Than 1 Year Old
Cities Benefiting Most From Medical-Debt Credit Report Changes
Overall Rank | City | Total Score | % Of People Who Have Medical Collections Debt | % Of People With Medical Collections Accounts That Have a Starting Balance Below $500 | % Of People Who Have at Least One Paid off Medical Collections Tradeline | % Of People With Medical Debt Less Than 1 Year Old |
---|---|---|---|---|---|---|
1 | Norfolk, VA | 100.00 | 1 | 1 | 1 | 1 |
2 | Newport News, VA | 99.41 | 2 | 1 | 1 | 1 |
3 | Gulfport, MS | 87.32 | 4 | 4 | 23 | 1 |
4 | Huntington, WV | 85.14 | 3 | 1 | 21 | 16 |
5 | Amarillo, TX | 84.07 | 6 | 17 | 1 | 24 |
6 | Casper, WY | 82.98 | 28 | 6 | 1 | 20 |
7 | Columbia, SC | 81.46 | 19 | 14 | 16 | 1 |
8 | Chesapeake, VA | 81.38 | 30 | 8 | 1 | 23 |
9 | Columbus, GA | 77.72 | 5 | 11 | 48 | 1 |
10 | Virginia Beach, VA | 77.27 | 39 | 15 | 1 | 28 |
11 | Augusta, GA | 76.93 | 7 | 5 | 66 | 1 |
12 | West Valley City, UT | 76.74 | 15 | 12 | 1 | 42 |
13 | Lubbock, TX | 73.75 | 18 | 10 | 32 | 14 |
14 | Toledo, OH | 73.33 | 27 | 23 | 17 | 17 |
15 | Oklahoma City, OK | 72.66 | 10 | 13 | 31 | 21 |
16 | Charlotte, NC | 72.57 | 32 | 26 | 34 | 1 |
17 | Shreveport, LA | 71.13 | 8 | 9 | 42 | 26 |
18 | Chattanooga, TN | 70.12 | 16 | 25 | 46 | 11 |
19 | Dover, DE | 70.05 | 26 | 22 | 26 | 19 |
20 | Huntsville, AL | 68.78 | 31 | 18 | 37 | 13 |
21 | Nampa, ID | 68.45 | 61 | 27 | 1 | 43 |
22 | Rutland, VT | 68.29 | 90 | 61 | 13 | 12 |
23 | Billings, MT | 66.85 | 84 | 31 | 1 | 39 |
24 | Charleston, WV | 66.45 | 11 | 7 | 38 | 36 |
25 | Wichita, KS | 65.07 | 29 | 29 | 19 | 41 |
26 | Milwaukee, WI | 64.52 | 13 | 16 | 74 | 22 |
27 | Fort Wayne, IN | 64.08 | 63 | 44 | 1 | 45 |
28 | Montgomery, AL | 63.62 | 14 | 28 | 162 | 1 |
29 | Jackson, MS | 63.39 | 24 | 35 | 95 | 10 |
30 | Reno, NV | 63.21 | 36 | 43 | 24 | 29 |
31 | Indianapolis, IN | 62.67 | 22 | 20 | 40 | 31 |
32 | Birmingham, AL | 61.61 | 21 | 33 | 82 | 15 |
33 | Jacksonville, FL | 61.29 | 20 | 32 | 87 | 18 |
34 | Greensboro, NC | 60.95 | 40 | 41 | 94 | 1 |
35 | Laredo, TX | 59.15 | 9 | 24 | 150 | 25 |
36 | Knoxville, TN | 58.95 | 46 | 38 | 27 | 34 |
37 | San Antonio, TX | 58.69 | 35 | 36 | 47 | 30 |
38 | Louisville, KY | 57.66 | 25 | 19 | 88 | 33 |
39 | Corpus Christi, TX | 57.42 | 12 | 37 | 57 | 37 |
40 | Winston-Salem, NC | 56.57 | 38 | 21 | 41 | 50 |
41 | Boise, ID | 53.87 | 111 | 71 | 1 | 62 |
42 | Salt Lake City, UT | 53.85 | 60 | 49 | 15 | 75 |
43 | Tulsa, OK | 52.33 | 56 | 74 | 28 | 35 |
44 | Mobile, AL | 52.14 | 23 | 47 | 137 | 27 |
45 | Newark, NJ | 51.90 | 17 | 30 | 147 | 40 |
46 | Portland, ME | 51.71 | 75 | 52 | 20 | 61 |
47 | Baton Rouge, LA | 51.55 | 37 | 34 | 69 | 52 |
48 | Little Rock, AR | 51.53 | 55 | 62 | 22 | 63 |
49 | Missoula, MT | 50.67 | 110 | 67 | 1 | 105 |
50 | Cheyenne, WY | 49.88 | 94 | 78 | 18 | 48 |
51 | St. Louis, MO | 49.78 | 45 | 40 | 59 | 47 |
52 | Fort Smith, AR | 48.48 | 54 | 57 | 39 | 59 |
53 | Memphis, TN | 47.74 | 33 | 60 | 139 | 32 |
54 | Charleston, SC | 47.29 | 62 | 51 | 35 | 73 |
55 | Aurora, IL | 47.19 | 41 | 46 | 85 | 53 |
56 | Richmond, VA | 46.68 | 51 | 55 | 30 | 94 |
57 | Kansas City, MO | 45.75 | 47 | 48 | 73 | 60 |
58 | Detroit, MI | 44.91 | 49 | 53 | 56 | 66 |
59 | Wilmington, DE | 44.44 | 52 | 50 | 36 | 131 |
60 | North Las Vegas, NV | 44.36 | 34 | 42 | 97 | 72 |
61 | Albuquerque, NM | 44.15 | 79 | 58 | 25 | 124 |
62 | Akron, OH | 43.85 | 50 | 39 | 76 | 78 |
63 | St. Petersburg, FL | 43.52 | 42 | 63 | 102 | 49 |
64 | Anchorage, AK | 43.51 | 85 | 73 | 14 | 152 |
65 | Lewiston, ME | 43.22 | 88 | 64 | 33 | 82 |
66 | Baltimore, MD | 42.98 | 67 | 59 | 50 | 68 |
67 | Columbus, OH | 42.75 | 48 | 45 | 77 | 84 |
68 | Grand Rapids, MI | 42.36 | 74 | 56 | 53 | 67 |
69 | Orlando, FL | 41.78 | 44 | 68 | 112 | 54 |
70 | Austin, TX | 40.90 | 70 | 69 | 51 | 70 |
71 | Springfield, MO | 40.82 | 81 | 65 | 78 | 56 |
72 | Glendale, AZ | 40.11 | 58 | 70 | 63 | 76 |
73 | Tacoma, WA | 39.47 | 73 | 88 | 84 | 46 |
74 | Las Vegas, NV | 39.40 | 43 | 54 | 114 | 87 |
75 | Raleigh, NC | 39.04 | 80 | 75 | 92 | 51 |
76 | Tampa, FL | 37.77 | 57 | 82 | 119 | 57 |
77 | Port St. Lucie, FL | 37.16 | 64 | 72 | 79 | 86 |
78 | Colorado Springs, CO | 36.82 | 112 | 99 | 29 | 92 |
79 | Cincinnati, OH | 36.74 | 76 | 80 | 75 | 71 |
80 | Fresno, CA | 35.97 | 106 | 97 | 43 | 80 |
81 | Fort Worth, TX | 35.86 | 59 | 81 | 99 | 77 |
82 | Phoenix, AZ | 35.77 | 71 | 84 | 68 | 89 |
83 | Aurora, CO | 35.50 | 101 | 86 | 55 | 79 |
84 | Denver, CO | 35.03 | 97 | 87 | 65 | 74 |
85 | Lexington-Fayette, KY | 34.67 | 78 | 66 | 144 | 69 |
86 | El Paso, TX | 34.64 | 68 | 94 | 110 | 64 |
87 | Fort Lauderdale, FL | 34.45 | 53 | 85 | 128 | 85 |
88 | New Orleans, LA | 34.21 | 65 | 83 | 83 | 99 |
89 | Mesa, AZ | 34.21 | 77 | 79 | 61 | 121 |
90 | Grand Prairie, TX | 34.19 | 66 | 76 | 93 | 95 |
91 | Atlanta, GA | 33.07 | 103 | 110 | 103 | 44 |
92 | Fayetteville, NC | 32.91 | 92 | 96 | 133 | 55 |
93 | Chandler, AZ | 32.89 | 93 | 101 | 49 | 109 |
94 | Durham, NC | 32.78 | 105 | 98 | 164 | 38 |
95 | Peoria, AZ | 32.27 | 102 | 95 | 52 | 102 |
96 | Henderson, NV | 32.26 | 72 | 77 | 115 | 98 |
97 | Arlington, TX | 32.01 | 69 | 89 | 100 | 101 |
98 | Las Cruces, NM | 31.65 | 86 | 90 | 80 | 111 |
99 | Brownsville, TX | 31.11 | 82 | 123 | 113 | 58 |
100 | Tucson, AZ | 30.78 | 96 | 91 | 108 | 83 |
101 | Tempe, AZ | 30.56 | 95 | 100 | 64 | 116 |
102 | Garland, TX | 30.53 | 87 | 93 | 109 | 93 |
103 | Gilbert, AZ | 29.75 | 113 | 107 | 44 | 119 |
104 | Nashville, TN | 29.63 | 83 | 109 | 91 | 96 |
105 | Chicago, IL | 29.62 | 89 | 92 | 124 | 88 |
106 | Bakersfield, CA | 29.46 | 99 | 103 | 62 | 125 |
107 | Bridgeport, CT | 28.22 | 0 | 114 | 60 | 91 |
108 | Houston, TX | 28.17 | 91 | 112 | 149 | 65 |
109 | Cedar Rapids, IA | 26.55 | 117 | 106 | 67 | 112 |
110 | Spokane, WA | 26.02 | 124 | 125 | 45 | 126 |
111 | Columbia, MD | 25.03 | 120 | 105 | 58 | 154 |
112 | Irving, TX | 24.91 | 107 | 102 | 127 | 115 |
113 | Dallas, TX | 24.52 | 104 | 108 | 131 | 106 |
114 | Buffalo, NY | 24.44 | 116 | 118 | 121 | 81 |
115 | Overland Park, KS | 23.64 | 129 | 124 | 72 | 100 |
116 | Des Moines, IA | 23.34 | 121 | 121 | 104 | 90 |
117 | Tallahassee, FL | 22.92 | 109 | 111 | 138 | 114 |
118 | Oxnard, CA | 22.66 | 125 | 120 | 86 | 117 |
119 | Cleveland, OH | 22.09 | 100 | 104 | 173 | 127 |
120 | Miami, FL | 21.81 | 108 | 113 | 153 | 123 |
121 | San Bernardino, CA | 21.69 | 119 | 115 | 98 | 133 |
122 | Pembroke Pines, FL | 21.59 | 115 | 119 | 135 | 108 |
123 | Hialeah, FL | 20.78 | 98 | 117 | 171 | 122 |
124 | Jersey City, NJ | 19.65 | 123 | 116 | 161 | 104 |
125 | Vancouver, WA | 19.62 | 140 | 139 | 70 | 130 |
126 | Worcester, MA | 19.47 | 148 | 135 | 90 | 110 |
127 | Salem, OR | 19.19 | 153 | 134 | 54 | 145 |
128 | Pittsburgh, PA | 18.69 | 138 | 128 | 129 | 97 |
129 | Manchester, NH | 18.28 | 122 | 122 | 136 | 134 |
130 | Philadelphia, PA | 17.84 | 127 | 126 | 142 | 120 |
131 | Scottsdale, AZ | 17.42 | 142 | 127 | 81 | 157 |
132 | Madison, WI | 17.23 | 149 | 154 | 96 | 107 |
133 | Cape Coral, FL | 17.00 | 134 | 130 | 145 | 113 |
134 | Moreno Valley, CA | 16.95 | 126 | 136 | 126 | 132 |
135 | Nashua, NH | 16.77 | 132 | 131 | 117 | 136 |
136 | Plano, TX | 16.70 | 130 | 129 | 106 | 147 |
137 | Yonkers, NY | 16.10 | 118 | 141 | 181 | 103 |
138 | Oceanside, CA | 15.56 | 128 | 132 | 146 | 135 |
139 | Juneau, AK | 15.54 | 141 | 133 | 111 | 149 |
140 | Long Beach, CA | 14.66 | 135 | 143 | 158 | 129 |
141 | Omaha, NE | 14.54 | 137 | 140 | 105 | 163 |
142 | New Haven, CT | 14.46 | 154 | 150 | 116 | 128 |
143 | Huntington Beach, CA | 14.32 | 144 | 142 | 122 | 141 |
144 | Modesto, CA | 14.15 | 131 | 137 | 160 | 137 |
145 | Fargo, ND | 14.09 | 163 | 148 | 71 | 168 |
146 | Fontana, CA | 14.00 | 147 | 147 | 101 | 156 |
147 | Lincoln, NE | 13.69 | 146 | 146 | 118 | 146 |
148 | Santa Clarita, CA | 13.11 | 164 | 159 | 89 | 140 |
149 | Stockton, CA | 13.08 | 133 | 149 | 143 | 153 |
150 | San Diego, CA | 12.43 | 139 | 144 | 163 | 138 |
151 | Chula Vista, CA | 12.36 | 136 | 138 | 172 | 143 |
152 | Riverside, CA | 11.71 | 150 | 153 | 151 | 139 |
153 | Washington, DC | 11.38 | 143 | 145 | 132 | 179 |
154 | Santa Ana, CA | 11.31 | 145 | 155 | 157 | 148 |
155 | Seattle, WA | 11.15 | 156 | 152 | 125 | 164 |
156 | Anaheim, CA | 11.12 | 151 | 151 | 154 | 150 |
157 | Ontario, CA | 10.29 | 157 | 157 | 141 | 151 |
158 | Sioux Falls, SD | 9.98 | 165 | 168 | 155 | 118 |
159 | Los Angeles, CA | 9.16 | 159 | 160 | 148 | 160 |
160 | Sacramento, CA | 8.69 | 152 | 158 | 168 | 165 |
161 | Irvine, CA | 8.49 | 161 | 162 | 140 | 166 |
162 | Rancho Cucamonga, CA | 8.46 | 162 | 161 | 134 | 172 |
163 | Oakland, CA | 7.83 | 160 | 164 | 169 | 159 |
164 | Santa Rosa, CA | 7.28 | 158 | 156 | 175 | 171 |
165 | Garden Grove, CA | 7.18 | 166 | 165 | 165 | 155 |
166 | Providence, RI | 6.85 | 155 | 163 | 167 | 180 |
167 | Portland, OR | 6.59 | 169 | 166 | 130 | 178 |
168 | Rapid City, SD | 6.34 | 171 | 172 | 123 | 175 |
169 | Burlington, VT | 6.23 | 180 | 175 | 120 | 162 |
170 | Rochester, NY | 6.11 | 177 | 173 | 107 | 182 |
171 | Bismarck, ND | 5.83 | 167 | 170 | 166 | 158 |
172 | Honolulu, HI | 5.74 | 168 | 167 | 180 | 142 |
173 | Pearl City, HI | 5.30 | 170 | 169 | 177 | 144 |
174 | Glendale, CA | 4.99 | 172 | 171 | 156 | 170 |
175 | Warwick, RI | 3.99 | 175 | 174 | 159 | 173 |
176 | Boston, MA | 2.95 | 182 | 181 | 152 | 174 |
177 | San Jose, CA | 2.42 | 174 | 176 | 176 | 177 |
178 | Fremont, CA | 2.27 | 176 | 182 | 170 | 176 |
179 | Minneapolis, MN | 2.20 | 181 | 180 | 179 | 161 |
180 | San Francisco, CA | 2.17 | 173 | 177 | 174 | 181 |
181 | St. Paul, MN | 1.97 | 179 | 179 | 178 | 167 |
182 | New York, NY | 1.47 | 178 | 178 | 182 | 169 |
Note: With the exception of “Total Score,” all of the columns in the table above depict the relative rank of that city, where a rank of 1 represents the best conditions for each metric.
For the full report, please visit:
https://wallethub.com/edu/