Charlotte Ranked Among The Best Cities For Medical-Debt

By
Charlotte Stories
-
214

With recent changes by the credit bureaus expected to remove nearly 70% of medical collections debt tradelines from consumer credit reports, the personal-finance website WalletHub today released its report on the Cities Benefiting Most From Medical-Debt Credit Report Changes.

To identify where Americans are benefiting the most and least from the new medical-debt credit report changes, WalletHub compared more than 180 U.S. cities across four key metrics using TransUnion data. Our data set ranges from the share of people with medical-collections debt balances under $500 to the share of people with medical debt less than one year old.

Benefit from Medical-Debt Credit Report Changes in Charlotte (1=Most, 91=Avg.):

  • 32nd – % Of People Who Have Medical Collections Debt
  • 26th – % Of People With Medical Collections Accounts That Have a Starting Balance Below $500
  • 34th – % Of People Who Have at Least One Paid off Medical Collections Tradeline
  • 1st – % Of People With Medical Debt Less Than 1 Year Old

Cities Benefiting Most From Medical-Debt Credit Report Changes

Overall Rank  City Total Score  % Of People Who Have Medical Collections Debt  % Of People With Medical Collections Accounts That Have a Starting Balance Below $500  % Of People Who Have at Least One Paid off Medical Collections Tradeline  % Of People With Medical Debt Less Than 1 Year Old 
1 Norfolk, VA 100.00 1 1 1 1
2 Newport News, VA 99.41 2 1 1 1
3 Gulfport, MS 87.32 4 4 23 1
4 Huntington, WV 85.14 3 1 21 16
5 Amarillo, TX 84.07 6 17 1 24
6 Casper, WY 82.98 28 6 1 20
7 Columbia, SC 81.46 19 14 16 1
8 Chesapeake, VA 81.38 30 8 1 23
9 Columbus, GA 77.72 5 11 48 1
10 Virginia Beach, VA 77.27 39 15 1 28
11 Augusta, GA 76.93 7 5 66 1
12 West Valley City, UT 76.74 15 12 1 42
13 Lubbock, TX 73.75 18 10 32 14
14 Toledo, OH 73.33 27 23 17 17
15 Oklahoma City, OK 72.66 10 13 31 21
16 Charlotte, NC 72.57 32 26 34 1
17 Shreveport, LA 71.13 8 9 42 26
18 Chattanooga, TN 70.12 16 25 46 11
19 Dover, DE 70.05 26 22 26 19
20 Huntsville, AL 68.78 31 18 37 13
21 Nampa, ID 68.45 61 27 1 43
22 Rutland, VT 68.29 90 61 13 12
23 Billings, MT 66.85 84 31 1 39
24 Charleston, WV 66.45 11 7 38 36
25 Wichita, KS 65.07 29 29 19 41
26 Milwaukee, WI 64.52 13 16 74 22
27 Fort Wayne, IN 64.08 63 44 1 45
28 Montgomery, AL 63.62 14 28 162 1
29 Jackson, MS 63.39 24 35 95 10
30 Reno, NV 63.21 36 43 24 29
31 Indianapolis, IN 62.67 22 20 40 31
32 Birmingham, AL 61.61 21 33 82 15
33 Jacksonville, FL 61.29 20 32 87 18
34 Greensboro, NC 60.95 40 41 94 1
35 Laredo, TX 59.15 9 24 150 25
36 Knoxville, TN 58.95 46 38 27 34
37 San Antonio, TX 58.69 35 36 47 30
38 Louisville, KY 57.66 25 19 88 33
39 Corpus Christi, TX 57.42 12 37 57 37
40 Winston-Salem, NC 56.57 38 21 41 50
41 Boise, ID 53.87 111 71 1 62
42 Salt Lake City, UT 53.85 60 49 15 75
43 Tulsa, OK 52.33 56 74 28 35
44 Mobile, AL 52.14 23 47 137 27
45 Newark, NJ 51.90 17 30 147 40
46 Portland, ME 51.71 75 52 20 61
47 Baton Rouge, LA 51.55 37 34 69 52
48 Little Rock, AR 51.53 55 62 22 63
49 Missoula, MT 50.67 110 67 1 105
50 Cheyenne, WY 49.88 94 78 18 48
51 St. Louis, MO 49.78 45 40 59 47
52 Fort Smith, AR 48.48 54 57 39 59
53 Memphis, TN 47.74 33 60 139 32
54 Charleston, SC 47.29 62 51 35 73
55 Aurora, IL 47.19 41 46 85 53
56 Richmond, VA 46.68 51 55 30 94
57 Kansas City, MO 45.75 47 48 73 60
58 Detroit, MI 44.91 49 53 56 66
59 Wilmington, DE 44.44 52 50 36 131
60 North Las Vegas, NV 44.36 34 42 97 72
61 Albuquerque, NM 44.15 79 58 25 124
62 Akron, OH 43.85 50 39 76 78
63 St. Petersburg, FL 43.52 42 63 102 49
64 Anchorage, AK 43.51 85 73 14 152
65 Lewiston, ME 43.22 88 64 33 82
66 Baltimore, MD 42.98 67 59 50 68
67 Columbus, OH 42.75 48 45 77 84
68 Grand Rapids, MI 42.36 74 56 53 67
69 Orlando, FL 41.78 44 68 112 54
70 Austin, TX 40.90 70 69 51 70
71 Springfield, MO 40.82 81 65 78 56
72 Glendale, AZ 40.11 58 70 63 76
73 Tacoma, WA 39.47 73 88 84 46
74 Las Vegas, NV 39.40 43 54 114 87
75 Raleigh, NC 39.04 80 75 92 51
76 Tampa, FL 37.77 57 82 119 57
77 Port St. Lucie, FL 37.16 64 72 79 86
78 Colorado Springs, CO 36.82 112 99 29 92
79 Cincinnati, OH 36.74 76 80 75 71
80 Fresno, CA 35.97 106 97 43 80
81 Fort Worth, TX 35.86 59 81 99 77
82 Phoenix, AZ 35.77 71 84 68 89
83 Aurora, CO 35.50 101 86 55 79
84 Denver, CO 35.03 97 87 65 74
85 Lexington-Fayette, KY 34.67 78 66 144 69
86 El Paso, TX 34.64 68 94 110 64
87 Fort Lauderdale, FL 34.45 53 85 128 85
88 New Orleans, LA 34.21 65 83 83 99
89 Mesa, AZ 34.21 77 79 61 121
90 Grand Prairie, TX 34.19 66 76 93 95
91 Atlanta, GA 33.07 103 110 103 44
92 Fayetteville, NC 32.91 92 96 133 55
93 Chandler, AZ 32.89 93 101 49 109
94 Durham, NC 32.78 105 98 164 38
95 Peoria, AZ 32.27 102 95 52 102
96 Henderson, NV 32.26 72 77 115 98
97 Arlington, TX 32.01 69 89 100 101
98 Las Cruces, NM 31.65 86 90 80 111
99 Brownsville, TX 31.11 82 123 113 58
100 Tucson, AZ 30.78 96 91 108 83
101 Tempe, AZ 30.56 95 100 64 116
102 Garland, TX 30.53 87 93 109 93
103 Gilbert, AZ 29.75 113 107 44 119
104 Nashville, TN 29.63 83 109 91 96
105 Chicago, IL 29.62 89 92 124 88
106 Bakersfield, CA 29.46 99 103 62 125
107 Bridgeport, CT 28.22 0 114 60 91
108 Houston, TX 28.17 91 112 149 65
109 Cedar Rapids, IA 26.55 117 106 67 112
110 Spokane, WA 26.02 124 125 45 126
111 Columbia, MD 25.03 120 105 58 154
112 Irving, TX 24.91 107 102 127 115
113 Dallas, TX 24.52 104 108 131 106
114 Buffalo, NY 24.44 116 118 121 81
115 Overland Park, KS 23.64 129 124 72 100
116 Des Moines, IA 23.34 121 121 104 90
117 Tallahassee, FL 22.92 109 111 138 114
118 Oxnard, CA 22.66 125 120 86 117
119 Cleveland, OH 22.09 100 104 173 127
120 Miami, FL 21.81 108 113 153 123
121 San Bernardino, CA 21.69 119 115 98 133
122 Pembroke Pines, FL 21.59 115 119 135 108
123 Hialeah, FL 20.78 98 117 171 122
124 Jersey City, NJ 19.65 123 116 161 104
125 Vancouver, WA 19.62 140 139 70 130
126 Worcester, MA 19.47 148 135 90 110
127 Salem, OR 19.19 153 134 54 145
128 Pittsburgh, PA 18.69 138 128 129 97
129 Manchester, NH 18.28 122 122 136 134
130 Philadelphia, PA 17.84 127 126 142 120
131 Scottsdale, AZ 17.42 142 127 81 157
132 Madison, WI 17.23 149 154 96 107
133 Cape Coral, FL 17.00 134 130 145 113
134 Moreno Valley, CA 16.95 126 136 126 132
135 Nashua, NH 16.77 132 131 117 136
136 Plano, TX 16.70 130 129 106 147
137 Yonkers, NY 16.10 118 141 181 103
138 Oceanside, CA 15.56 128 132 146 135
139 Juneau, AK 15.54 141 133 111 149
140 Long Beach, CA 14.66 135 143 158 129
141 Omaha, NE 14.54 137 140 105 163
142 New Haven, CT 14.46 154 150 116 128
143 Huntington Beach, CA 14.32 144 142 122 141
144 Modesto, CA 14.15 131 137 160 137
145 Fargo, ND 14.09 163 148 71 168
146 Fontana, CA 14.00 147 147 101 156
147 Lincoln, NE 13.69 146 146 118 146
148 Santa Clarita, CA 13.11 164 159 89 140
149 Stockton, CA 13.08 133 149 143 153
150 San Diego, CA 12.43 139 144 163 138
151 Chula Vista, CA 12.36 136 138 172 143
152 Riverside, CA 11.71 150 153 151 139
153 Washington, DC 11.38 143 145 132 179
154 Santa Ana, CA 11.31 145 155 157 148
155 Seattle, WA 11.15 156 152 125 164
156 Anaheim, CA 11.12 151 151 154 150
157 Ontario, CA 10.29 157 157 141 151
158 Sioux Falls, SD 9.98 165 168 155 118
159 Los Angeles, CA 9.16 159 160 148 160
160 Sacramento, CA 8.69 152 158 168 165
161 Irvine, CA 8.49 161 162 140 166
162 Rancho Cucamonga, CA 8.46 162 161 134 172
163 Oakland, CA 7.83 160 164 169 159
164 Santa Rosa, CA 7.28 158 156 175 171
165 Garden Grove, CA 7.18 166 165 165 155
166 Providence, RI 6.85 155 163 167 180
167 Portland, OR 6.59 169 166 130 178
168 Rapid City, SD 6.34 171 172 123 175
169 Burlington, VT 6.23 180 175 120 162
170 Rochester, NY 6.11 177 173 107 182
171 Bismarck, ND 5.83 167 170 166 158
172 Honolulu, HI 5.74 168 167 180 142
173 Pearl City, HI 5.30 170 169 177 144
174 Glendale, CA 4.99 172 171 156 170
175 Warwick, RI 3.99 175 174 159 173
176 Boston, MA 2.95 182 181 152 174
177 San Jose, CA 2.42 174 176 176 177
178 Fremont, CA 2.27 176 182 170 176
179 Minneapolis, MN 2.20 181 180 179 161
180 San Francisco, CA 2.17 173 177 174 181
181 St. Paul, MN 1.97 179 179 178 167
182 New York, NY 1.47 178 178 182 169

Note: With the exception of “Total Score,” all of the columns in the table above depict the relative rank of that city, where a rank of 1 represents the best conditions for each metric.

For the full report, please visit:
https://wallethub.com/edu/medical-debt-credit-score/107508