Introduction
Many people are not aware that there is a form of compensation available for those experiencing injuries to their spinal cord. This compensation is called “Workers’ Compensation.” By taking advantage of the Workers’ Compensation program, you may be able to file claims for wage replacement, medical and rehabilitation expenses, death benefits, and even loss of revenue since you can’t work.
Worker’s compensation is established between an employer, the injured worker, and a state agency. The purpose is to guarantee that the injured worker does not lose their job as a result of an injury but also to protect the employer from financial liability. It is also essential to get spinal cord injury lawyers.
The program provides benefits if your injury prevents you from working or if it causes you to be unable to work due to severe pain. Workers’ compensation benefits are designed to help both the injured and non-injured parties.
What Types of Compensation Can You Claim for a Spinal Cord Injury?
Wage Loss Compensation:
This compensation is designed to help injured worker pay off their debts. This is usually money that can be used to pay bills, such as rent and utilities and food and clothing. Wage loss compensation can also get back into school if needed to get work.
Medical Care:
This form of compensation is designed to cover the medical expenses from a spinal cord injury. Medical care can include the costs of hospitalization, surgery, and rehabilitation. The injured worker is entitled to reimbursement for non-prescription medications and equipment such as wheelchairs and walkers.
Medical care is an ongoing need following a spinal cord injury since many types of complications will require constant medical attention. These complications include urinary tract infections, pneumonia, pressure sores, and chronic pain.
Rehabilitation:
This is a medical approach to the injured worker’s injury and does not involve payment for medical care. The purpose of rehabilitation is to maximize the injured worker’s functional abilities and return them to work as soon as possible. The injured worker will have a team of doctors, nurses, and case managers working with them to get them back on the job.
Survivor Benefits:
This form of compensation is used to help support the family of a person who dies due to suffering from a spinal cord injury. The surviving spouse and children will be entitled to receive death benefits from the employer. This includes lost wages and compensation for unpaid benefits such as vacation time, sick days, or other leave time.
How Do I Apply for Workers’ Compensation?
You can apply for workers’ compensation by going to the office of your local state agency, which handles these claims. It is required that you sign a workbook to make a claim. This document states that the program covers you and that your employer is not obligated to pay any wages or money.
If you believe you were injured while on the job and have been denied benefits, or if your claim was denied, it is essential to contact an attorney as soon as possible.
Conclusion
If you or a loved one has suffered from a spinal cord injury, whether it was a result of an accident at work or just an accident, you may be entitled to compensation. The compensation process is designed to help you and your family get the money they need to pay their medical expenses, help with their hospital and attorney bills, and even return to work if possible. You should contact a lawyer as soon as possible if you believe you can file for workers’ compensation.